What is Check22?
In 2003, the U.S. Congress enacted a federal law called "Check 21" that allows the recipient of a paper check to create a digital version of the original check. This digital electronic format is called a "substitute check". Check22 is the next step. We've changed the process from a "Debit" (grab) transaction to a "Push" transaction where the payer decides when and how much they wish to pay.
You Can Send a Check22 Payment:
You can send your own Check22 payments in just moments - drawn against your own checking account - to anyone you want, whenever you want. Just go here, activate your GenieChecking account and create your own Check22. Provide a few details about your checking account, and we will prepare your Check22 as an electronic "substitute check". Email it, or print and mail it - however you want. When your payee deposits your Check22, it will be charged to your regular checking account at the bank you provided, just like any other check you write!
Check22 can be: